Posts with tag 'Mortgage'

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October
23

Buying New Construction in Bend, Oregon? Look Beyond the Builder's Incentives

Mortgage rate buydowns, adjustable-rate loans, upgrades and independent representation: what Central Oregon buyers should know before signing a builder's contract.

Buying a newly constructed home in Bend or elsewhere in Central Oregon can be appealing. Modern floor plans, energy-efficient features, attractive finishes and the opportunity to move into a home that has never been occupied are compelling advantages. And in today's housing market, builders may offer another incentive: financing packages designed to make the monthly payment more attractive.

But a lower advertised mortgage rate does not necessarily mean you're getting the best overall deal.

Before purchasing a new-construction home, buyers should understand how builder incentives work, what can be...

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September
9

Seller-Paid Rate Buydown vs. Price Reduction: Which Helps a Bend Homebuyer More?

Mortgage rates remain one of the biggest obstacles facing Bend homebuyers. Freddie Mac reported that the average 30-year fixed mortgage rate was 6.71% on September 3, 2026. At the same time, 44.7% of Bend single-family home sales in August included a seller concession, with an average concession of $7,400.

Rate update — October 26, 2026: The national average 30-year fixed mortgage rate dropp...

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May
4

Bend Oregon Real Estate | April 2026 Trends

Prices Pull Back While Buyer Activity Holds Steady

April 2026 shows a Bend real estate market that is adjusting—not collapsing. Pricing has come off noticeably from a year ago, but buyer activity remains stable and, in some areas, quietly improving. The result is a more balanced market where properly priced homes are still moving, while aspirational pricing is getting corrected.

Quick Market Snapshot – April 2026

  • Median Sal...

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April
27

What Happens in the First 7 Days After Your Home Hits the Market in Bend

When a home hits the market in Bend, most sellers assume the process unfolds over weeks or even months. Showings build, interest develops, and eventually the right buyer appears.

That's not how it works anymore. In today's market, the first seven days carry disproportionate weight. This is when buyers are paying the closest attention, when new inventory is evaluated, and when a home either gains momentum—or misses it.

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April
10

What is in the April 2026 Bend Premier Newsletter?

  • Bend Home Pricing Softens While Buyer Activity Accelerates
  • Lemon Cream pine
  • Spring Decor Updates to Brighten Your Home
  • Hike the Burma Ridge, Summit Trail, Misery Ridge Loop
  • How Much You Save When Mortgage Rates Drop.

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